T. Harv Eker went from zero to millionaire in only two and half years. President of Peak Potentials Training, Eker offers his philosophies to think rich from his best-selling book Secrets of the Millionaire Mind.

Get educated. Take investment seminars. Read at least one investment book a month. Read financial magazines. Get familiar with what financial options are out there. Then choose an arena to become an expert in and begin investing in that area.

Change your focus from active income to passive income. List at least three specific strategies with which you could create income without working, in either the investment or the business field. Begin researching and then take action on these strategies.

Don’t wait to buy real estate. Buy real estate and wait.

If you are currently in a job and getting paid based on an hourly wage or salary, create and propose a compensation plan to your employer that would allow you to get paid at least partly based on your individual results as well as the results of the company.

If you own your own business, create a compensation plan that allows your employees or even primary suppliers to get paid based more on their results and the results of your company. Put these plans into action immediately.

If you are currently in a job and not being paid what you are worth based on the results you are producing, consider starting your own business. You can begin part time. You could easily join a network marketing company or become a coach, teaching others what you know, or offer your independent consulting services back to the company you originally worked for, but this time, paid for performance and results rather than only for your time.